Often times home buyers may not think they need a survey when purchasing a home. The reasons can vary from the fact that the lender doesn’t require it to the fact that the buyer is trying to avoid additional closing costs.
So, do you really need a survey when buying your new dream home? The answer is yes. Here are a few reasons why you should order a survey.
- Boundary Lines
You will want to be sure that any fences that go along with your house are indeed on your property. Likewise, you will want to ensure that neighbors have not built fences on your property lines. These things do happen and they can be very unpleasant to deal with once you are the homeowner. If you have a survey, you can solve property disputes rather quickly.
- Rights-of-Way, Easements, and Abandoned Roads
A survey will show all conditions that have been imposed by law on your title. For example, you will want to know if there are any easements whereby others have rights to use your property for access.
- Access, Ingress, and Egress
A survey will state whether there are any vehicular ingress or egress to an open public street.
- Water, Electric, Gas, Telephone Pipes, Drains, Wires, Cables, Vaults, Lines and Poles
A survey will disclose if a utility company has the right to use a portion of your property for upkeep of utility lines etc. Often times, there may be underground cables and drains and you may not know if utility companies have these rights without the survey.
- Existing Improvements
A survey will certify that the buildings and other improvements to the property that exist at the time of the survey are not in violation of any laws or restrictions. This is important to alert you to any existing violations that you may be responsible for at a later time.
- Zoning Classification
A survey will reveal the specific restrictions on how you use your property. This is important because you will want to be aware of any restrictions on what you may want to do in the future.
When hiring a surveyor, you will want to make sure that they are licensed and insured. This is very important in the rare case that a mistake is made. You will want to ensure that you are covered.
The bottom line is that you should get a survey. The only way to know exactly what you are buying is to have a survey. This will reveal the exact property dimensions, size and locations of the home on the property, as well as any other improvements on the land.